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If you're going to utilize a small-cap index like the Russell 2000, you could desire to pause and think about why a good index fund firm, like Lead, doesn't have any funds that follow it. The factor is due to the fact that it's a lousy index.
I have not also addressed the straw man here yet, and that is the fact that it is relatively rare that you in fact have to pay either tax obligations or substantial commissions to rebalance anyhow. Most smart investors rebalance as much as possible in their tax-protected accounts.
And of course, no one must be acquiring packed mutual funds, ever before. It's actually too negative that IULs don't function.
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